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Diane McComb's avatar

Thank you for pointing out the way in which we all bear the cost of uninsured people. Hospital rate setting takes unreimbursed costs into account when rates are calculated as well as in the premiums we all pay for health insurance. I’d also like to add that tying our health insurance to employment is really stupid. If an insured person experiences a traumatic accident or medical occurrence like cancer and requires extensive long-term care for recovery, they often will lose their job and subsequently their healthcare benefits. It makes no sense for our country to allow its citizens to go into debt over a medical crisis. It also contributes to our collective lack of competitiveness in the business sector since employers have to add the cost of health insurance for the cost of operation.

Dean Eric Hoffman's avatar

You correctly point out that urgent and emergency care will be delivered to anyone, regardless of insurance, and the cost of indigent care will be borne by everyone else, government or no government. The alternative is licensing hospitals to let people suffer and die for lack of funds. And most often, the uninsured delay seeking treatment until the last possible and most expensive moment. ACA attempts to put the public in front of this problem through primary care and early detection AT LESS COST TO THE AVERAGE CITIZEN.

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